A woman in a wheelchair smiles at the camera while holding books in her lap.

A Very Important Fact About Social Security Disability

By Vonda VanTil, Social Security Public Affairs Specialist An important fact about Social Security disability is the definition:  the inability to work because of a severe condition that is expected to last for a year or end in death. Social Security disability benefits replace part of your income when you become disabled and are unable to work. Other disability programs may have partial or short-term … Continue reading A Very Important Fact About Social Security Disability

Bad news: Your 401(k) won’t give you a decent retirement

Via Los Angeles Times By Michael Hiltzik For nearly 40 years now, we’ve been hearing that 401(k) plans are the key to a comfortable retirement. By giving a tax break to workers contributing part of their paychecks to their retirement nest eggs, the plans were designed to supplement Social Security benefits and employer pensions. Read the full article. Continue reading Bad news: Your 401(k) won’t give you a decent retirement

10-key pad calculator

Wait, Where Did My 401(k) Account Go?

Via NBC News By Martha C. White American workers could be losing a collective $2 trillion in lost retirement savings — simply by not rolling over their 401(k) savings accounts when they change jobs. A practice referred to as “forced transfers” or “forced rollovers” is the reason for much of these losses, according to the Employee Benefit Research Institute. Read the full article. Continue reading Wait, Where Did My 401(k) Account Go?

Pension fund board votes to cut retirees’ benefits

Via The Associated Press COLUMBUS, OHIO  Ohio’s largest pension system has voted to cut benefits for retirees. The Columbus Dispatch reports the Ohio Public Employees Retirement System voted Wednesday on the plan that would affect all of its more than 1 million members, current retirees and future ones. Read the full article. Continue reading Pension fund board votes to cut retirees’ benefits

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How May We Help You?

By Vonda VanTil, Social Security Public Affairs Specialist Social Security has a toolbox full of resources on its website, http://www.socialsecurity.gov, to help you with your financial planning. With so many resources, maybe it’s easier if we highlight one of our “best.” B.E.S.T. is the Benefit Eligibility Screening Tool, available at https://ssabest.benefits.gov. It can help you find out if you might be eligible for retirement, disability, … Continue reading How May We Help You?

Wide shot of the front of a brick residential facility.

Bullying Among Older Adults: Long Term Care Facilities, Part 2 of 4

By Emilee Evans, Legal Intern As noted in last week’s blog post, bullying is used to make an individual feel powerful by making another individual feel vulnerable and powerless. Being the target of bullying can be intimidating. By seeing this behavior through the perspective of residents of long term care facilities, hopefully cases of bullying will be easier to identify. The end of this post will include resources to use … Continue reading Bullying Among Older Adults: Long Term Care Facilities, Part 2 of 4

Four leaves in a line, red, yellow, and green.

Seniors and Domestic Violence

By Kathryn Larlee, J.D. October can be so beautiful. Leaves in full color, warm sweaters, delicious soups, apples and pumpkin spice in almost everything. For some, however, there is little to celebrate. Some folks are hurting or struggling with abuse. October is Domestic Violence Awareness Month and a purple ribbon designates domestic violence awareness. Seniors face unique challenges when domestic violence happens to them. If an older person experiences abuse … Continue reading Seniors and Domestic Violence