Pros and Cons of Paying off Mortgage Before Retirement

via CNBC by Deborah Nason, CNBC June 22, 2017 Should you pay off your mortgage before you retire? There’s no clear-cut answer, as the strategy depends on the client’s tax situation, asset and income levels, and attitudes toward debt and investment. Financial advisors discuss the pros and cons. Read the full article. Continue reading Pros and Cons of Paying off Mortgage Before Retirement

Morgan Stage, Danielle Takacs, and Heath Lowry, 2017 ELM interns.

Meet our 2017 Summer Interns – Part 1

Each year, Elder Law of Michigan, Inc. works with law schools and law students across Michigan, and the country, to encourage students to intern on the Legal Hotline for Michigan Seniors. This year, Elder Law of Michigan is grateful to have 13 law students volunteer their time this summer to intern under the supervision of our Staff Attorneys to learn about the law, experience what it is like … Continue reading Meet our 2017 Summer Interns – Part 1

Dollar bills

Internal Revenue Service (IRS) Use of Private Collection Agencies  

by Karen Flores, Hotline Attorney Recently, the IRS has announced that it has initiated a new private debt collection program.  The IRS has hired four private debt collection agencies to collect some longtime unpaid federal tax debts.  Collection action will begin spring 2017.  The four collection agencies are: CBE Group of Cedar Falls, Iowa Conserve of Fairport, New York Performant of Livermore, California Pioneer of Horseheads, … Continue reading Internal Revenue Service (IRS) Use of Private Collection Agencies  

Man and woman jogging.

National Senior Health & Fitness Day

By Jennifer Blanck, MiCAFE Network Coordinator People over the age of 65 are at a higher risk of obesity, heart disease and fall-related injuries.  This is greatly due to the fact that as people age they tend to lose muscle mass, bone density, energy, and flexibility causing them to lead a more sedentary lifestyle.  What many people don’t realize is that they can combat many of these … Continue reading National Senior Health & Fitness Day

Two women eating and smiling at each other.

Age Out Loud – Celebrating Older Americans Month

by Dawn Kepler, Project Administrator Did you know that May is Older Americans Month? The theme “Age Out Loud” is being promoted by the Administration for Community Living this year. With roughly 10,000 people turning 65 years old every day in the United States, Older Americans Month aims to bring awareness to and celebrate how aging looks different today, both compared to the past and varying … Continue reading Age Out Loud – Celebrating Older Americans Month

Headshot portrait of elderly man.

A Working Class Program that Works to Solve Your Pension Problems

by Sandra Wisnewski, J.D., Director of the Mid-America Pension Rights Project The Mid-America Pension Rights Project (MAPRP) assists clients with pension and 401(k) issues.  There are no age or income restrictions and there is never a charge for the services.  The MAPRP works to find answers and solutions to your pension-related problem.  Just ask Mr. M. Mr. M worked in a Zinc mine for nine years.  … Continue reading A Working Class Program that Works to Solve Your Pension Problems

Black man wearing a jean jacket and baseball cap.

Steps to Take When Becoming a Caregiver – Part 5

by Christine Steinmetz, J.D., Hotline Attorney This post is the fifth in our series on caregivers. In our previous posts, we discussed the different legal documents that can assist a caregiver before the person being cared for becomes incapacitated. The Legal Hotline for Michigan Seniors receives phone calls each week from loved ones and caregivers asking what he or she can do when the person being … Continue reading Steps to Take When Becoming a Caregiver – Part 5