A question mark drawn in white chalk on a blackboard.

Social Security Q&A Part 24

By Vonda VanTil, Social Security Public Affairs Specialist Question: I pay my monthly premium directly to my Medicare prescription drug plan provider. Why can’t I also pay my income-related monthly adjustment amount directly to my Medicare prescription drug plan provider? Answer: By law, we must deduct your income-related monthly adjustment amount from your Social Security payments. If the amount you owe is more than the … Continue reading Social Security Q&A Part 24

(Mid-America Pension Rights Project): RMD Deferrals Aren’t Retroactive. We Answer Your Questions About the Cares Act.

Via Barron’s By Cheryl Winokur Munk The $2 trillion federal coronavirus-aid package includes a number of provisions to ease the financial burden retirees and savers face after the pandemic tanked U.S. financial markets and shuttered swaths of the economy. Aside from making it easier for workers to access 401(k) savings, the Cares Act suspends required minimum distributions for this year from company plans like a 401(k) … Continue reading (Mid-America Pension Rights Project): RMD Deferrals Aren’t Retroactive. We Answer Your Questions About the Cares Act.

Social Security Number for Children

By Vonda Van Til, Social Security Public Affairs Specialist Getting your newborn a Social Security Number is important.  If your child is born in a hospital, the easiest way to secure a Social Security Number is when you give information for your child’s birth certificate.  If you wait to apply for a number at a Social Security office, you may encounter delays while we verify … Continue reading Social Security Number for Children

Retirement planning 101 with Social Security

By Vonda Vantil, Social Security Public Affairs Specialist Social Security benefits are part of the retirement plan of almost every American worker.  If you’re among the people covered under Social Security, you need to know how much you might receive from us when you begin receiving benefits.  These monthly payments may be a vital part of your retirement income. We base your benefit payment on … Continue reading Retirement planning 101 with Social Security

Making your life easier at SocialSecurity.Gov

By Vonda Van Til, Social Security Public Affairs Specialist We offer many online tools and services to save you time.  Here are five that can make your life easier: Open your own personal my Social Security account, which will enable you to request a replacement Social Security card, verify your earnings, get future benefit estimates, obtain benefit verification letters, and more at http://www.ssa.gov/myaccount.  We’ve recently … Continue reading Making your life easier at SocialSecurity.Gov

Depression in Older Adults

By Brenda Jones, E-MDT Coordinator at Elder Law of Michigan Depression affects millions of adults 65 years and older, reports the National Alliance on Mental Health (NAMI), but the National Institute on Aging (NIA) clarifies it is not a normal part of aging. Depression is more than just feeling sad, it affects how you think, sleep, eat, and work. As we age, important life changes occur, like … Continue reading Depression in Older Adults

Social Security and Household Workers

By Vonda Van Til, Social Security Public Affairs Specialist Do you plan to pay a cleaning person, cook, gardener, babysitter, or other household worker at least $2,200 in 2020?  This amount includes any cash you pay for your household employee’s transportation, meals, and housing.  If you will pay at least $2,200 to one person, you have some additional financial responsibilities. When you pay at least … Continue reading Social Security and Household Workers

Social Security and Women’s History Month

By Vonda Vantil, Social Security Public Affairs Specialist In March, our nation celebrates Women’s History Month.  Today, more women work, pay Social Security taxes, and earn credit toward monthly retirement income than at any other time in our nation’s history. Social Security has served a vital role in the lives of women for over 80 years.  With longer life expectancies than men, women tend to … Continue reading Social Security and Women’s History Month

Coronavirus Scam Alert

By Grace DeRose-Wilson, Screening Integration Coordinator at Elder Law of Michigan All disasters have something in common. From hurricanes and tornadoes to pandemics, any time the normal operation of daily life is disrupted people pull together and pitch in to help each other survive. Unfortunately, scammers also try to take advantage of people during these times. The coronavirus pandemic is no different. While many of … Continue reading Coronavirus Scam Alert