By Vonda Van Til, Social Security Public Affairs Specialist
Many people pick up side jobs when the holiday shopping season comes around. It’s a good way for you to make some extra income during the busy season or ease back into working if you have been out of the labor force for a while. We’re here to help you navigate working seasonally if you get Social Security.
You can get Social Security retirement or survivors benefits and work at the same time. But if you’re younger than full retirement age and earn more than certain amounts, your benefits will be reduced, although not dollar for dollar. Your benefits may increase when you reach full retirement age. You can read more about working while retired at www.socialsecurity.gov/planners/retire/whileworking.html.
If you receive Social Security disability benefits or Supplemental Security Income (SSI), special rules also make it possible for people to work and still receive monthly payments. If you want to try working again, seasonal work may help you ease back into the work force. Read Working While Disabled at www.socialsecurity.gov/pubs/EN-05-10095.pdf or visit our Ticket to Work website at https://choosework.ssa.gov for more information.
We also have an easy-to-share video introducing people to Ticket to Work at choosework.ssa.gov/library/meet-ben-an-introduction-to-ticket-to-work.
Keep in mind that you must report all earnings, including your seasonal earnings, to Social Security. Your earnings also count toward your future benefits. You earn Social Security credits when you work in a job and pay Social Security taxes. We use your total yearly earnings to figure your Social Security credits. You can learn more at www.socialsecurity.gov/pubs/EN-05-10072.pdf.
Having a job can bring positive change to your life in a number of ways, providing independence, fulfillment, and community involvement. Social Security is here to help. Please share this information with friends and family.
Vonda Van Til is the Public Affairs Specialist for West Michigan. You can write her c/o Social Security Administration, 3045 Knapp NE, Grand Rapids MI 49525 or via email at firstname.lastname@example.org.