Workers in Your Home And Social Security

By Vonda Van Til, Social Security Public Affairs Specialist

Do you plan to pay a cleaning person, cook, gardener, babysitter, or other household worker at least $2,300 in 2021?  This amount includes any cash you pay for your household employee’s transportation, meals, and housing.  If you will pay at least $2,300 to one person, you have some additional financial responsibilities.

When you pay at least $2,300 in wages to a household worker, you must do all of the following:

  • Deduct Social Security and Medicare taxes from those wages.
  • Pay these taxes to the Internal Revenue Service.
  • Report the wages to Social Security.

For every $2,300 in wages, most household employees earn credits toward Social Security benefits and Medicare coverage.  Generally, people need 10 years of work to qualify for:

  • Retirement benefits (as early as age 62).
  • Disability benefits for the worker and the worker’s dependents.
  • Survivors benefits for the worker’s family.
  • Medicare benefits.

You can learn more about reporting household worker income by reading Household Workers at

Vonda Van Til is the Public Affairs Specialist for West Michigan.  You can write her c/o Social Security Administration, 3045 Knapp NE, Grand Rapids MI 49525 or via email at