My Social Security, It’s Not Just for Retirees

By Vonda Van Til, Social Security Public Affairs Specialist You don’t have to be retired or even close to retirement to benefit from a personal my Social Security account.  Calling Social Security is rarely necessary once you have one.  You can do much of your business with us online. With your personal my Social Security account, you can:  Request a replacement Social Security card (in most states and … Continue reading My Social Security, It’s Not Just for Retirees

Making the Most of America Saves Week

By Vonda Van Til, Social Security Public Affairs Specialist This year, America Saves Week runs from February 22 – 26.   The week is an opportunity for organizations to promote good financial habits.  It’s also a great time for people to assess their own saving status, as planning and saving are key to a successful retirement. Each day of the week will focus on a different … Continue reading Making the Most of America Saves Week

Four Questions About Social Security That Can Help You Plan Your Retirement

By Vonda Van Til, Social Security Public Affairs Specialist Social Security benefits are part of the retirement plan of almost every American worker.  If you’re among the many people covered under Social Security, you should know what your future benefit may be. These monthly payments may be a vital part of your retirement income. We base your benefit payment on how much you earned during … Continue reading Four Questions About Social Security That Can Help You Plan Your Retirement

When Should You Start Receiving Social Security Benefits?

By Vonda Van Til, Social Security Public Affairs Specialist We’re often asked, “What’s the best age to start receiving retirement benefits?”  The answer is:  there’s not a single “best age” for everyone.  The most important thing is to make an informed decision.  Base your decision about when to apply for benefits on your individual and family circumstances. Would it be better for you to start … Continue reading When Should You Start Receiving Social Security Benefits?

A Redesigned Retirement Benefits Portal That Works for You

By Vonda Van Til, Social Security Public Affairs Specialist We are excited to tell you about our redesigned retirement benefits portal at http://www.ssa.gov/benefits/retirement.  Keeping you informed about our products and services, and helping you prepare for making decisions that will affect your benefits is very important to us.  Preparing for retirement is one of the most important decisions you can make. Our website has helped … Continue reading A Redesigned Retirement Benefits Portal That Works for You

(Mid-America Pension Rights Project): A Working-Class Program that Works to Solve Your Pension Problems

By Sandra Wisnewski, Director of the Mid-America Pension Rights Project at Elder Law of Michigan The Mid-America Pension Rights Project (MAPRP) assists clients with pension and 401(k) issues. There are no age or income restrictions and there is never a charge for the services. The Pension Project works to find answers and solutions to your pension-related problem. Just ask Mr. J. Mr. J. worked for a company for … Continue reading (Mid-America Pension Rights Project): A Working-Class Program that Works to Solve Your Pension Problems

Mid-America Pension Rights Project: Defined Benefit Pension vs Defined Contribution 401(k): Part 2

By Christine Steinmetz, Pension Attorney at the Mid-America Pension Rights Project at Elder Law of Michigan In my last blog post, I discussed a defined benefit pension where the employer solely contributes to the plan and bears all the risk. In this post, I will discuss the defined contribution plan. A 401(k), also called a defined contribution benefit, is very different from a defined benefit … Continue reading Mid-America Pension Rights Project: Defined Benefit Pension vs Defined Contribution 401(k): Part 2

Retirement planning 101 with Social Security

By Vonda Vantil, Social Security Public Affairs Specialist Social Security benefits are part of the retirement plan of almost every American worker.  If you’re among the people covered under Social Security, you need to know how much you might receive from us when you begin receiving benefits.  These monthly payments may be a vital part of your retirement income. We base your benefit payment on … Continue reading Retirement planning 101 with Social Security

(Mid-America Pension Rights Project): Raiding Your 401(K) Can Be a Divorce Disaster

Via Kiplinger By Stacy Francis Many divorcing spouses find themselves strapped for money to pay for mounting legal bills and the higher costs of supporting two households, rather than one. With bank accounts and brokerage accounts drained to zero, some look to tap their employer 401(k)s or IRAs for quick cash to cover these costs. Within a few days, you can have the balance of … Continue reading (Mid-America Pension Rights Project): Raiding Your 401(K) Can Be a Divorce Disaster

Ready to Retire? Apply Online with Social Security

By Vonda Vantil, Social Security Public Affairs Specialist It’s never too early to start planning for retirement and our online tools can help.  Go to  http://www.socialsecurity.gov/myaccount to access your my Social Security account to get a personalized estimate of your retirement benefits based on your earnings record.  Once you have an account, you can use our Retirement Calculator, to check out how your benefits change … Continue reading Ready to Retire? Apply Online with Social Security