Senior Citizen Discount for Taxes

Guest post, by Kate Moss, Relationship Manager with Equanimity Wealth Management Jadranko Tomic Bobas, J.D., Managing Hotline Attorney at Elder Law of Michigan Being eligible to use senior citizen discounts is like a rite of passage in life. It says, ‘You’ve made it!’ Be proud of your age and take your senior citizen discount at McDonald’s for coffee, get cheaper movie tickets and even ask … Continue reading Senior Citizen Discount for Taxes

Three Financial Literacy Tips for Seniors

By Denise Keiser, Fund Development Specialist at Elder Law of Michigan April highlights the importance of financial education. But, how do we ensure the principles shared during the month have a lifelong effect far beyond the month of April, especially for seniors? Financial literacy, after all, offers individuals the ability to make smart, informed decisions about their financial resources which stretch from money to housing and … Continue reading Three Financial Literacy Tips for Seniors

A question mark drawn in white chalk on a blackboard.

Social Security Q&A Part 19

By: Vonda VanTil, Social Security Public Affairs Specialist Question: Can I delay my retirement benefits and receive benefits as a spouse only? How does that work? Answer: It depends on your date of birth. If you were born on or before 01/01/1954 and your spouse is receiving Social Security benefits, you can apply for retirement benefits on your spouse’s record as long as you are … Continue reading Social Security Q&A Part 19

Gray bungalow house with white trim under a blue cloudy sky.

Do I Really Need Insurance?

Ron Tatro, Vice President at Elder Law of Michigan Recently, I was watching the evening news and viewing all the devastation across the country. Wildfires, flooding, blizzards, and tornadoes have resulted in the deaths of people and the loss of billions of dollars in damage to homeowners and commercial property. These tragic occurrences got me thinking about the role insurance plays in seniors’ lives. For many … Continue reading Do I Really Need Insurance?

See What You Can Do Online During National Social Security Month-Part One

By Vonda Vantil, Social Security Public Affairs Specialist For generations, Social Security has been evolving to meet your changing needs. In April, we celebrate National Social Security Month by letting you know what you can do online with a my Social Security account. Replacing a lost or stolen Social Security number (SSN) card has never been easier. You can request a replacement SSN card online … Continue reading See What You Can Do Online During National Social Security Month-Part One

Medicare: Rules for Those with Higher Income

By Vonda Vantil, Social Security Public Affairs Specialist If you have higher income, the law requires an upward adjustment to your monthly Medicare Part B (medical insurance) and Medicare prescription drug coverage premiums. But, if your income has gone down, you may use form SSA-44 to request a reduction in your Medicare income-related monthly adjustment amount. Medicare Part B helps pay for your doctors’ services … Continue reading Medicare: Rules for Those with Higher Income

How Social Security Decides If You Still Have a Qualifying Disability

By Vonda Vantil, Social Security Public Affairs Specialist Social Security is required by law to review, from time to time, the current medical condition of all people receiving disability benefits to make sure they continue to have a qualifying disability. Generally, if a person’s health hasn’t improved, or if their disability still keeps them from working, they will continue to receive their benefits. These continuing … Continue reading How Social Security Decides If You Still Have a Qualifying Disability