A question mark drawn in white chalk on a blackboard.

Social Security Q&A Part 1

By Vonda VanTil, Social Security Public Affairs Specialist Question: I have medical coverage through my employer. Do I have to take Medicare Part B? Answer: You are not required to take Medicare Part B if you are covered by a group healthcare plan based on either your employment or the employment of a spouse. When your coverage ends, you may contact the Social Security Administration to … Continue reading Social Security Q&A Part 1

Wide shot of the front of a brick residential facility.

Bullying Among Older Adults: Long Term Care Facilities, Part 2 of 4

By Emilee Evans, Legal Intern As noted in last week’s blog post, bullying is used to make an individual feel powerful by making another individual feel vulnerable and powerless. Being the target of bullying can be intimidating. By seeing this behavior through the perspective of residents of long term care facilities, hopefully cases of bullying will be easier to identify. The end of this post will include resources to use … Continue reading Bullying Among Older Adults: Long Term Care Facilities, Part 2 of 4

Pills spread out on a white surface.

Avoiding Overmedication and Harmful Medication Interactions 

by Gay Nell Jenkins, MiCAFE Community Partner Liaison Many older people have a higher risk of overmedication and medication interactions which are very harmful and deadly to them. Anytime a senior takes more than one medication, the medications can interact with each other. Most seniors do not ask questions regarding new medications prescribed or a change of dosage of the current medication because they trust the doctor, or feel … Continue reading Avoiding Overmedication and Harmful Medication Interactions 

Closeup of doctor's white coat with pens and stethoscope.

Changes in Medicare Supplemental Policies (Medigap)

by David Jones, J.D., Hotline Attorney A Medicare Supplement insurance policy (commonly called a Medigap policy) helps to pay medical costs not covered by Medicare for covered services: e.g., deductibles and co-insurance. Currently, the most popular Medigap policy in Michigan is the Blue Cross-Blue Shield (BCBS) Legacy Plan C. It has a little under 50 % of the total enrollees. It uniformly costs $122.86 per month, which … Continue reading Changes in Medicare Supplemental Policies (Medigap)

Sun setting over horizon viewed from airplane.

“I think I’ll take a trip around the world”

By Ellen Mason, Hotline Attorney Betty Williams worked her entire adult life. She has some savings but, at 73, she’s going blind. She’s worried that her savings won’t cover the cost of a nursing home for very long. Betty has Medicare, and she wants to know if she qualifies for Medicaid. Medicaid rules vary from state to state. In Michigan, to qualify for Medicaid, a … Continue reading “I think I’ll take a trip around the world”

A couple in a hospital room

6 Simple Steps to be a Wise Healthcare Consumer

by Lyndsy Gamet, MiCAFE Outreach and Training Coordinator Wise Healthcare Consumer month is here, sponsored by The American Institute for Preventative Medicine. It aims to bring attention to being a good healthcare consumer. Are you taking the steps necessary to ensure your healthcare is working properly for you? Speak up. Self advocacy is crucial to getting the most from your healthcare. If you do not like … Continue reading 6 Simple Steps to be a Wise Healthcare Consumer

Doctor with a patient.

4 Important Medicare Tips

by Pat Ocheltree, MiCAFE Application Assistant There is a lot of confusion about Medicare, what it covers, how individuals get coverage, etc. Generally, if you receive Social Security benefits, you will automatically become eligible to enroll in Medicare Part A (hospital coverage) and Medicare Part B (medical) during the 3 months before, the month of, and the 3 months following your 65th birthday. Medicare A is fully paid for unless you … Continue reading 4 Important Medicare Tips