Wills vs. Trusts: Part 8 of 8

Previously posted in 2015. By Christine Steinmetz, J.D., Hotline Attorney In our previous posts, we discussed the different types of wills and trusts. There is one other estate planning document that we haven’t discussed that allows you to transfer real estate to your beneficiaries without probate. This document is called a “Lady Bird” deed. A “Lady Bird” deed transfers real estate after your death automatically … Continue reading Wills vs. Trusts: Part 8 of 8

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Be the First to Know: Online COLA Notices

By Vonda Vantil, Social Security Public Affairs Specialist We are constantly expanding our online services to give you freedom and control when doing business with us. Our new online cost-of-living adjustment (COLA) notices are another example of our commitment in this area. Soon, you’ll be the first to know your new benefit amount! Later this year, we will post the Social Security COLA notices online … Continue reading Be the First to Know: Online COLA Notices

Wills vs. Trusts: Part 7 of 8

By Christine Steinmetz, J.D., Hotline Attorney This post is the seventh in a series regarding wills, trusts, and estate planning.  In our previous post, we discussed how a revocable grantor trust DOES NOT shelter assets, including one’s homestead, for Medicaid eligibility. In addition, the fact that a homestead has been held in the trust for longer than the 5 year look back period doesn’t make … Continue reading Wills vs. Trusts: Part 7 of 8

Wills vs. Trusts: Part 6 of 8

Previously posted in 2015. By Christine Steinmetz, J.D., Hotline Attorney This post is the sixth part of a series regarding wills and trusts. In our previous posts, we discussed that a will always goes through probate. We also discussed how a trust avoids probate. As previously discussed, probate administration is the court process to distribute property that is owned by an individual at their death. … Continue reading Wills vs. Trusts: Part 6 of 8

Understanding Social Security Disability Benefits

By Vonda Vantil, Social Security Public Affairs Specialist Disability is something most people don’t like to think about, but the chances that you’ll become disabled probably are greater than you realize. Studies show that a 20-year-old worker has a 1-in-4 chance of becoming disabled before reaching full retirement age. Social Security pays disability benefits through two programs: The Social Security Disability Insurance (SSDI) program and; … Continue reading Understanding Social Security Disability Benefits

Sticking to Your New Year’s Resolution!

  By Sheila Robison, Economic Security Team Member  Over 4,000 years ago, ancient Babylonians started New Year’s resolutions. I wonder if they were successful to keep their promises all through the year! In our current world, only 8% of people actually keep those New Year’s resolutions. Let’s find out how we can be successful throughout the whole year.   It’s always a good move to keep your New Year’s resolutions … Continue reading Sticking to Your New Year’s Resolution!

Wills vs. Trusts: Part 5 of 8

Previously posted in 2015. By Christine Steinmetz, J.D., Hotline Attorney This post is part of a series regarding wills and trusts. In our previous posts, we discussed that a will always goes through probate. We also began talking about how a trust avoids probate. As we discussed previously, probate administration is the court process to distribute property owned by an individual at their death. If … Continue reading Wills vs. Trusts: Part 5 of 8