Black and white chess game.

‘Tis the Season to Think About Estate Planning

By Christine Steinmetz, J.D., Hotline Attorney The holiday season is a busy time for everyone. We are decorating homes, preparing meals, baking cookies, visiting loved ones, and buying gifts for others. One thing we often overlook is taking care of others by having our estate plan in place. People often wait to call an attorney for estate planning documents before going on a big trip or having major surgery.  However, this is the … Continue reading ‘Tis the Season to Think About Estate Planning

A question mark drawn in white chalk on a blackboard.

Social Security Q&A Part 4

By Vonda VanTil, Social Security Public Affairs Specialist Question: I’m planning to retire next year. I served in the Navy back in the 1960s and need to make sure I get credit for my military service. What do I need to do? Answer: You don’t need to do anything to apply for the special credit for your military service — it is added automatically. For service … Continue reading Social Security Q&A Part 4

A question mark drawn in white chalk on a blackboard.

Social Security Q&A Part 3

By Vonda VanTil, Social Security Public Affairs Specialist Question: Can I refuse to give my Social Security number to a private business? Answer: Yes, you can refuse to disclose your Social Security number, and you should be careful about giving out your number. But, be aware, the person requesting your number can refuse services if you don’t give it. Businesses, banks, schools, private agencies, etc., are … Continue reading Social Security Q&A Part 3

A question mark drawn in white chalk on a blackboard.

Social Security Q&A Part 2

By Vonda VanTil, Social Security Public Affairs Specialist Question: My brother had an accident at work last year and is now receiving Social Security disability benefits. His wife and son also receive benefits. Before his accident, he helped support another daughter by a woman he never married. Is the second child entitled to benefits? Answer: The child may qualify for Social Security benefits even though your … Continue reading Social Security Q&A Part 2

A senior couple smile and hold hands while walking outdoors.

Understanding the Government Pension Offset

By Vonda VanTil, Social Security Public Affairs Specialist Getting ready for retirement requires evaluation of all your sources of retirement income. Even if you worked for the government and didn’t pay the FICA tax on your earnings, you may be eligible for benefits from your spouse’s work under Social Security. However, when you receive both your own non-covered government pension and a Social Security spousal … Continue reading Understanding the Government Pension Offset

Pension fund board votes to cut retirees’ benefits

Via The Associated Press COLUMBUS, OHIO  Ohio’s largest pension system has voted to cut benefits for retirees. The Columbus Dispatch reports the Ohio Public Employees Retirement System voted Wednesday on the plan that would affect all of its more than 1 million members, current retirees and future ones. Read the full article. Continue reading Pension fund board votes to cut retirees’ benefits

Wide shot of the front of a brick residential facility.

Bullying Among Older Adults: Long Term Care Facilities, Part 2 of 4

By Emilee Evans, Legal Intern As noted in last week’s blog post, bullying is used to make an individual feel powerful by making another individual feel vulnerable and powerless. Being the target of bullying can be intimidating. By seeing this behavior through the perspective of residents of long term care facilities, hopefully cases of bullying will be easier to identify. The end of this post will include resources to use … Continue reading Bullying Among Older Adults: Long Term Care Facilities, Part 2 of 4