Wide shot of the front of a brick residential facility.

Bullying Among Older Adults: Long Term Care Facilities, Part 2 of 4

By Emilee Evans, Legal Intern As noted in last week’s blog post, bullying is used to make an individual feel powerful by making another individual feel vulnerable and powerless. Being the target of bullying can be intimidating. By seeing this behavior through the perspective of residents of long term care facilities, hopefully cases of bullying will be easier to identify. The end of this post will include resources to use … Continue reading Bullying Among Older Adults: Long Term Care Facilities, Part 2 of 4

A coffee mug sits on a frosty window sill.

Winter Protection Plan

By Julia Miller, Legal Intern Michigan is well known for its cold, snowy winters, so it is no surprise that energy and heating bills can skyrocket during this time. For low income households these high costs can put them in danger of having their utilities shut off. In Michigan, not having heat during the winter months is incredibly unsafe, which is why the State of Michigan, through … Continue reading Winter Protection Plan

Black and white photo of a multi-story apartment building.

Sale of an Occupied Rental Property

By Julia Miller, Legal Intern Renting can be a great alternative to buying your home, especially for those who move a lot, students, people who cannot afford or cannot get loans to buy a home, or for seniors who may not be sure how long they will be able to live independently. While renting a property can offer a degree of flexibility, there are always … Continue reading Sale of an Occupied Rental Property

Don’t Let Marketers Tell You How to Age in Place

via consumerfinance.gov by Stacy Canan, Consumer Financial Protection Bureau July 26, 2017 We often hear that older Americans want to “age in place.” Aging in place means living at home in the community, rather than in an institutional setting, like a nursing facility. This is the choice most people want to make even if they need services and support to do so. With over ten … Continue reading Don’t Let Marketers Tell You How to Age in Place

Pros and Cons of Paying off Mortgage Before Retirement

via CNBC by Deborah Nason, CNBC June 22, 2017 Should you pay off your mortgage before you retire? There’s no clear-cut answer, as the strategy depends on the client’s tax situation, asset and income levels, and attitudes toward debt and investment. Financial advisors discuss the pros and cons. Read the full article. Continue reading Pros and Cons of Paying off Mortgage Before Retirement

House wrapped with Foreclosure tape front view

Step Forward Receives Additional Funding

by Katie Burns, J.D., Attorney, Housing Counselor, and HUD Certified Reverse Mortgage Counselor The Step Forward Michigan program has helped thousands of homeowners avoid mortgage, reverse mortgage, and property tax foreclosure. It was created in 2010, after Michigan received $498 million of the Hardest Hit Loan Fund established by the US Department of Treasury. Michigan homeowners with a qualifying hardship receive a mortgage lien and forgivable … Continue reading Step Forward Receives Additional Funding

Keychain shaped like a house.

“Get out of MY house”

by Ellen Mason, J.D., Hotline Attorney Your friend, Jane, has been living in your house with you. She hasn’t been paying rent and she didn’t sign a lease. Yesterday, you had a fight with her and now you want her out. Can you change the locks on your house or just toss her belongings out? No. Michigan law considers Jane a tenant even though she’s never … Continue reading “Get out of MY house”