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Social Security Q&A Part 21

By Vonda VanTil, Social Security Public Affairs Specialist Question: What is substantial gainful activity (SGA)? Answer: We use the term “substantial gainful activity,” or “SGA,” to describe a level of work activity and earnings. Work is “substantial” if it involves doing significant physical or mental activities or a combination of both. If you earn more than a certain amount and are doing productive work, we … Continue reading Social Security Q&A Part 21

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Social Security Q&A Part 20

By: Vonda VanTil, Social Security Public Affairs Specialist Question: Is it true I can save about $4,900 per year if I qualify for Social Security’s Extra Help with the Medicare prescription drug program? Answer: Yes. If your income and resources meet the requirements, you can save nearly $4,900 in prescription costs each year. Resource limits for 2018 are $14,100 (or $28,150 if you are married … Continue reading Social Security Q&A Part 20

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Social Security Q&A Part 19

By: Vonda VanTil, Social Security Public Affairs Specialist Question: Can I delay my retirement benefits and receive benefits as a spouse only? How does that work? Answer: It depends on your date of birth. If you were born on or before 01/01/1954 and your spouse is receiving Social Security benefits, you can apply for retirement benefits on your spouse’s record as long as you are … Continue reading Social Security Q&A Part 19

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Social Security Q&A Part 18

By: Vonda VanTil, Social Security Public Affairs Specialist Question: I am receiving Social Security retirement benefits and I recently went back to work. Do I have to pay Social Security (FICA) taxes on my income? Answer: Yes. By law, your employer must withhold FICA taxes from your paycheck. Although you are retired, you do receive credit for those new earnings. Each year Social Security automatically … Continue reading Social Security Q&A Part 18

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Social Security Q&A Part 17

By: Vonda VanTil, Social Security Public Affairs Specialist Question: I have diabetes and I have to take insulin. Is my insulin covered by Medicare? Answer: Medicare Part B does not cover insulin unless use of an insulin pump is medically necessary. However, certain Medicare Part D prescription drug plans may cover insulin and certain supplies used to inject insulin, like syringes. For more information, please … Continue reading Social Security Q&A Part 17

Helping veterans and active duty military members

By Vonda Vantil, Social Security Public Affairs Specialist Every year on Veterans Day, we honor the people who risk their lives to protect our freedom. Social Security honors veterans and active duty members of the military every day by giving them the respect they deserve. Social Security’s disability program is an important part of our obligation to wounded warriors and their families. For military members … Continue reading Helping veterans and active duty military members

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Social Security Q&A Part 16

By: Vonda VanTil, Social Security Public Affairs Specialist Question: Can I refuse to give my Social Security number to a private business? Answer: Yes, you can refuse to disclose your Social Security number, and you should be careful about giving out your number. But, be aware, the person requesting your number can refuse services if you don’t give it. Businesses, banks, schools, private agencies, etc., … Continue reading Social Security Q&A Part 16

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Social Security Q&A Part 12

By: Vonda VanTil, Social Security Public Affairs Specialist Question: What is the benefit amount a spouse may be entitled to receive? Answer: If you are eligible for both your own retirement benefit and for benefits as a spouse, we will always pay you benefits based on your record first. If your benefit as a spouse is higher than your retirement benefit, you will receive a combination … Continue reading Social Security Q&A Part 12

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Social Security Q&A Part 11

By: Vonda VanTil, Social Security Public Affairs Specialist Question: I served in the military, and I’ll receive a military pension when I retire. Will that affect my Social Security benefits? Answer: You can get both Social Security retirement benefits and military retirement at the same time. Generally, we don’t reduce your Social Security benefits because of your military benefits. When you’re ready to apply for … Continue reading Social Security Q&A Part 11

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Social Security is Here for People Like You

By: Vonda VanTil, Social Security Public Affairs Specialist All kinds of people make up this great nation. Seniors, soldiers, individuals with disabilities, and newlyweds — they are the workers, civic leaders, social workers, and artistic creators of countless things and ideas that help us have better lives every day. All of our collective talents and passions create one of the most unique societies in the … Continue reading Social Security is Here for People Like You