A question mark drawn in white chalk on a blackboard.

Social Security Q&A Part 19

By: Vonda VanTil, Social Security Public Affairs Specialist Question: Can I delay my retirement benefits and receive benefits as a spouse only? How does that work? Answer: It depends on your date of birth. If you were born on or before 01/01/1954 and your spouse is receiving Social Security benefits, you can apply for retirement benefits on your spouse’s record as long as you are … Continue reading Social Security Q&A Part 19

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Social Security Q&A Part 18

By: Vonda VanTil, Social Security Public Affairs Specialist Question: I am receiving Social Security retirement benefits and I recently went back to work. Do I have to pay Social Security (FICA) taxes on my income? Answer: Yes. By law, your employer must withhold FICA taxes from your paycheck. Although you are retired, you do receive credit for those new earnings. Each year Social Security automatically … Continue reading Social Security Q&A Part 18

Understanding Social Security Disability Benefits

By Vonda Vantil, Social Security Public Affairs Specialist Disability is something most people don’t like to think about, but the chances that you’ll become disabled probably are greater than you realize. Studies show that a 20-year-old worker has a 1-in-4 chance of becoming disabled before reaching full retirement age. Social Security pays disability benefits through two programs: The Social Security Disability Insurance (SSDI) program and; … Continue reading Understanding Social Security Disability Benefits

Grandparents walk in the woods with two grandchildren in the fall.

Caring for Children

By Vonda Vantil, Social Security Public Affairs Specialist During the holiday season, most of us, regardless of our beliefs, focus on the children we love. Children are our future — we share our knowledge and talent with them — we pass on our values to them knowing they will share those gifts. Social Security safeguards children all year long, but we’d like to take this … Continue reading Caring for Children

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Social Security Q&A Part 17

By: Vonda VanTil, Social Security Public Affairs Specialist Question: I have diabetes and I have to take insulin. Is my insulin covered by Medicare? Answer: Medicare Part B does not cover insulin unless use of an insulin pump is medically necessary. However, certain Medicare Part D prescription drug plans may cover insulin and certain supplies used to inject insulin, like syringes. For more information, please … Continue reading Social Security Q&A Part 17

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Social Security Q&A Part 16

By: Vonda VanTil, Social Security Public Affairs Specialist Question: Can I refuse to give my Social Security number to a private business? Answer: Yes, you can refuse to disclose your Social Security number, and you should be careful about giving out your number. But, be aware, the person requesting your number can refuse services if you don’t give it. Businesses, banks, schools, private agencies, etc., … Continue reading Social Security Q&A Part 16

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Seasonal Work Can Empower You

By Vonda Vantil, Social Security Public Affairs Specialist Soon after school begins in the fall, many businesses begin advertising for seasonal workers. It’s a good way for people to make some extra income during the busy holiday season or ease back into working. The diversity of jobs appeals to many people. Each year, companies also hire for seasonal work-from-home positions. These jobs include: customer service, … Continue reading Seasonal Work Can Empower You