Category: HUD

House wrapped with Foreclosure tape front view
FYI, Housing, Housing Rights Center of Michigan, HUD, Money and Finances, mortgages, senior independence, seniors, taxes

Step Forward Receives Additional Funding

by Katie Burns, J.D., Attorney, Housing Counselor, and HUD Certified Reverse Mortgage Counselor The Step Forward Michigan program has helped thousands of homeowners avoid mortgage, reverse mortgage, and property tax foreclosure. It was created in 2010, after Michigan received $498 million of the Hardest Hit Loan Fund established by the US Department of Treasury. Michigan homeowners with a qualifying hardship receive a mortgage lien and forgivable … Continue reading Step Forward Receives Additional Funding

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A hand putting house key into front door lock of house
FYI, Housing Rights Center of Michigan, HUD, Legal

Update on The Supreme Court’s Watershed Fair Housing Decision

by Jessica Sanchez, J.D., Housing Services Manager, Housing Rights Center of Michigan Even after the Supreme Court’s landmark decision against the Texas Department of Housing in the summer of 2015, some Texas state leaders are still opposing low income housing in their communities. Background In Texas Dept. of Housing and Community Affairs vs. The Inclusive Communities Project, the Inclusive Communities Project, a group that advocates for … Continue reading Update on The Supreme Court’s Watershed Fair Housing Decision

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Aging in Place, Health, HUD, Planning for the Future, senior independence

Landlord/Tenant Rights – The Right to Break a Lease to go into Senior Housing

by Kathryn Larlee, J.D., Hotline Attorney According to Senior Living.org, a person turns 65 every 10 seconds in this country. By 2030 the number of people 65 or older will be 71.5 million. Of these, roughly 70% are not confident they will have enough money to live comfortably when they retire. A major concern for many baby boomers is the cost of housing.  Depending on … Continue reading Landlord/Tenant Rights – The Right to Break a Lease to go into Senior Housing

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Housing Rights Center of Michigan, HUD, senior independence, seniors

Time is Running Out to Apply for Step Forward Funds

The Step Forward Michigan Program was established to help people in Michigan who are having trouble keeping up with their mortgage payments or property taxes. The Step Forward Michigan Program is ending soon! HRCMI, a program of Elder Law of Michigan, Inc., has helped Michigan homeowners apply for and receive over a million dollars in Step Forward funds. Now is the time to act before this … Continue reading Time is Running Out to Apply for Step Forward Funds

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Housing Rights Center of Michigan, HUD, Money and Finances, mortgages

Reverse Mortgage Update: HUD Throws a Lifeline to Surviving Non-Borrowing Spouses

Via the National Consumer Law Center, The U.S. Department of Housing and Urban Development (HUD)’s newly revised policy provides spouses of reverse mortgage borrowers with the most workable option to date to prevent surviving spouses’ evictions and homes from foreclosures. HUD’s Mortgagee Letter 2015-15 affirms that reverse mortgage lenders now have the option to assign a loan to HUD if there is a surviving spouse living … Continue reading Reverse Mortgage Update: HUD Throws a Lifeline to Surviving Non-Borrowing Spouses

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