A woman in a wheelchair smiles at the camera while holding books in her lap.

A Very Important Fact About Social Security Disability

By Vonda VanTil, Social Security Public Affairs Specialist An important fact about Social Security disability is the definition:  the inability to work because of a severe condition that is expected to last for a year or end in death. Social Security disability benefits replace part of your income when you become disabled and are unable to work. Other disability programs may have partial or short-term … Continue reading A Very Important Fact About Social Security Disability

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How May We Help You?

By Vonda VanTil, Social Security Public Affairs Specialist Social Security has a toolbox full of resources on its website, http://www.socialsecurity.gov, to help you with your financial planning. With so many resources, maybe it’s easier if we highlight one of our “best.” B.E.S.T. is the Benefit Eligibility Screening Tool, available at https://ssabest.benefits.gov. It can help you find out if you might be eligible for retirement, disability, … Continue reading How May We Help You?

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3 Considerations for Seniors this Tax Season

by Michael Wendel, Administrative Specialist Many seniors are not required to file a tax return due to their income status. Yet, seniors can still be eligible for Michigan tax credits, such as the Homestead Property Tax Credit or the Home Heating Credit, which can be filed separately from a tax return. By not filing for these credits, seniors could be missing out on these and other assistance credits, which otherwise could help reduce … Continue reading 3 Considerations for Seniors this Tax Season

Bank Garnishments Explained, Part Two: What is Protected From Garnishment?

by Christopher Jackson, JD While garnishment merely requires a court order to occur, you might still have protection against creditors following a judgment against you. Some sources of income are protected from garnishment under federal law, such as Social Security benefits, Supplemental Security Income (SSI) benefits, and Veterans’ benefits. For most seniors, the implications for their Social Security benefits are of their highest concern. Under … Continue reading Bank Garnishments Explained, Part Two: What is Protected From Garnishment?