Holding hands.

Join Hands Day

by Jennifer Blanck, National Council On Aging Call Center Team Leader Join Hands Day is a national volunteer day that brings young people and adults together to begin a year-round process of relationship building and make great contributions to your community. Youths and adults work together on an equal basis to plan, organize and implement the day’s activities (American Fraternal Alliance). This year Join Hands … Continue reading Join Hands Day

LIfe with a mental illness banner.

Mental Health Awareness Month

by Natalie Pearce, Director of Economic Security May 2016 is Mental Health Awareness Month and the theme is Life with a Mental Illness. Much time has passed since the days of the asylums, where people with mental illnesses were locked in for most of their lives. Many purport that prisons are “the new asylums”, housing thousands of people with mental illnesses without adequate resources to … Continue reading Mental Health Awareness Month

Stack of books

I am 65 and stuck with student loan debt. What do I do?

by Jadranko Tomic-Bobas, Managing Hotline Attorney   Over the last decade, outstanding student loan debt has nearly tripled with the current total is $1.3 trillion. Households with a net worth of less than $8500 hold more than 60%. More than 3 million Americans ages 50-64 are in default on their student loans. According to data compiled by the Federal Reserve Bank of New York, “Americans 50 and older … Continue reading I am 65 and stuck with student loan debt. What do I do?

Abigail Chacon

My Time at Elder Law of Michigan

by Abigail Chacon, Bilingual Team Member Elder Law of Michigan’s mission is to advocate for, educate and assist our seniors by providing effective solutions that improve quality of life involving economic security, legal solutions and much needed peace of mind. Elder Law of Michigan (ELM) achieves that every day, when you wander our halls you hear conversations about benefits that seniors may qualify for, explanations of the law affecting them, and … Continue reading My Time at Elder Law of Michigan

Husband and wife looking at computer scared.

Data Shows Fraud Complaints on the Rise in Michigan

by Miles Morley, MiCAFE Community Partner Liaison The Consumer Sentinel Network (CSN) has released their 2015 Data Book. CSN is a database of consumer identity theft and fraud complaints. The complaints are gathered from federal agencies, such as the Federal Trade Commission, the Consumer Financial Protection Bureau, and the Internal Revenue Service, state law enforcement organizations, such as the Michigan Office of the Attorney General, and non-governmental … Continue reading Data Shows Fraud Complaints on the Rise in Michigan

Stethoscope and EKG print out.

National Healthcare Decisions Day

by Kathryn Larlee, J.D., Hotline Attorney “There are only two things in life that are certain; death and taxes.” – Benjamin Franklin 1789. By a strange coincidence, National Healthcare Decisions Day fell on April 16th, right before tax day, today, April 18th. National Healthcare Decisions Day is a day dedicated to “having the conversation.” This conversation can be more difficult to initiate than getting started on … Continue reading National Healthcare Decisions Day

Husband and wife standing in front of a house, smiling next to their new car with the driver door open.

An Unknowing Trap for Sellers of Motor Vehicles

by David Jones, J.D., Hotline Attorney It is all too common for sellers of used motor vehicles to simply sign the title over to the buyer, and assume the buyer will register it with the Secretary of State. However, if the buyer does not register the title, the seller can face some real legal problems because the seller is still the owner of title. I … Continue reading An Unknowing Trap for Sellers of Motor Vehicles

Ageism, You’re Fired!

by Teresa Elliott, MiCAFE Intern Did you know this is National Social Work Week? In fact, the whole month of March is Social Work Month! Most people come into contact with social workers through direct service delivery in the form of counseling or case management. But did you know an important part of a social worker’s role is to work for social change? Social workers … Continue reading Ageism, You’re Fired!

Stacks of dollar bills.

Tips on Whether to File a 2015 Tax Return 

by Darling Garcia, J.D., Director of Operations April 18, 2016 is just around the corner. Most people file a tax return because they have to, but even if you don’t, there are times when you should. You may be eligible for a tax refund and not know it. Here are six tips to help you find out if you should file a tax return: General … Continue reading Tips on Whether to File a 2015 Tax Return 

House wrapped with Foreclosure tape front view

Step Forward Receives Additional Funding

by Katie Burns, J.D., Attorney, Housing Counselor, and HUD Certified Reverse Mortgage Counselor The Step Forward Michigan program has helped thousands of homeowners avoid mortgage, reverse mortgage, and property tax foreclosure. It was created in 2010, after Michigan received $498 million of the Hardest Hit Loan Fund established by the US Department of Treasury. Michigan homeowners with a qualifying hardship receive a mortgage lien and forgivable … Continue reading Step Forward Receives Additional Funding