Gray bungalow house with white trim under a blue cloudy sky.

Do I Really Need Insurance?

Ron Tatro, Vice President at Elder Law of Michigan Recently, I was watching the evening news and viewing all the devastation across the country. Wildfires, flooding, blizzards, and tornadoes have resulted in the deaths of people and the loss of billions of dollars in damage to homeowners and commercial property. These tragic occurrences got me thinking about the role insurance plays in seniors’ lives. For many … Continue reading Do I Really Need Insurance?

See What You Can Do Online During National Social Security Month-Part One

By Vonda Vantil, Social Security Public Affairs Specialist For generations, Social Security has been evolving to meet your changing needs. In April, we celebrate National Social Security Month by letting you know what you can do online with a my Social Security account. Replacing a lost or stolen Social Security number (SSN) card has never been easier. You can request a replacement SSN card online … Continue reading See What You Can Do Online During National Social Security Month-Part One

Vision Loss and Tools for Independence

By Nicholas Goodman, MiCAFE Network Specialist at Elder Law of Michigan Losing your vision can be overwhelming and feel incapacitating, but there are many resources available so you can continue to live independently and enjoy your hobbies and favorite activities. In Michigan, the Bureau of Services for Blind Persons (BSBP) is under the purview of the Department of Licensing and Regulatory Affairs (LARA). The BSBP offers many … Continue reading Vision Loss and Tools for Independence

Dollar bills rolled up and planted in dirt like flowers.

Achieving Your Financial Goals: Part 3

By Denise Keiser, Fund Development Specialist at Elder Law of Michigan If you’re like most Americans, you probably set some New Year’s resolutions in January that included a few money goals. As the new year moves forward, are you smashing those financial goals, or are you like most people, who end up hitting roadblocks? New Year’s resolutions, like getting physically fit or financially fit, have … Continue reading Achieving Your Financial Goals: Part 3

A checkbook register, $100 bills, and a small wooden house.

Achieving Your Financial Goals: Part 2

By Denise Keiser, Fund Development Specialist at Elder Law of Michigan Every money goal needs a plan. For example, if your goal is to reduce financial stress in your life this year, having the right budget may be a simple solution. Even if you’re trying to pay off debt or save for a vacation, a budget is the planning tool you need to find success.  … Continue reading Achieving Your Financial Goals: Part 2

A pen and calculator laying on a graph on paper.

Earned Income Tax Credit (EITC): Grandparents Caring for Grandchildren

By Darling Garcia, Director of Community Services at Elder Law of Michigan  The Earned Income Tax Credit (EITC) is a benefit for low to moderate income earners where the amount of tax owed is reduced and earners may receive an EITC refund. In a nutshell, to qualify for the EITC, individuals must earn income from working for someone or from self-employment and meet basic rules. There are … Continue reading Earned Income Tax Credit (EITC): Grandparents Caring for Grandchildren

Darts on a dart board.

Achieving Your Financial Goals: Part 1

By Denise Keiser, Fund Development Specialist at Elder Law of Michigan When it comes to New Year’s resolutions, there’s no better way to succeed than by setting SMART money goals. SMART is an acronym that is used in many goal-setting scenarios but is commonly associated with Peter Drucker’s Management by Objectives concept. By applying the SMART concept to your money goals, you will be well … Continue reading Achieving Your Financial Goals: Part 1

A woman stands on a rocky beach while holding plastic containers and trash.

Pollution Solutions

By Abigail Haller, Screening Integration Coordinator  The Great Lakes are home to thousands of plant and animal species, along with Michigan’s beautiful beaches and landscapes. These features are not the only factors that make the Great Lakes significant. The Environment Protection Agency states that the Great Lakes make up 84% of North America’s surface fresh water; that is a lot of water and, unfortunately, a lot of pollution. One of the largest types of pollution is from plastic.   The plastic pollution level usually references ocean pollution instead of Great … Continue reading Pollution Solutions

Sticking to Your New Year’s Resolution!

  By Sheila Robison, Economic Security Team Member  Over 4,000 years ago, ancient Babylonians started New Year’s resolutions. I wonder if they were successful to keep their promises all through the year! In our current world, only 8% of people actually keep those New Year’s resolutions. Let’s find out how we can be successful throughout the whole year.   It’s always a good move to keep your New Year’s resolutions … Continue reading Sticking to Your New Year’s Resolution!

Grandparents and Scams

By Nicholas Goodman, MiCAFE Network Specialist  What do grandparents and the holidays have in common? The spirit of giving. Unfortunately, scammers exploit this trait and financially ruin lives. Stories to trick a person into giving money vary widely, from a supposed grandchild being in jail to scammers posing as the Internal Revenue Services or Social Security Administration.   A new report from the Federal Trade Commission (FTC), research indicates that in 2018, people age 70 and over, sent … Continue reading Grandparents and Scams